I have just tested a 20amp Viper Marine speed control with the set up using a seprate 4.8v Rx pack..just out of curiosity you know. The main problem was finding a dead or nearly dead battery for the main drive, found one that would take a charge in the end.
With an old Simprop 600 motor (similar to the Johnson motors) and a rapidly flattening 7.2v main battery, the 4.8v pack continued to operate the rudder, as the main battery dropped to 3.5v, when the motor stopped rotating.
So in answer to your question, yes, a separate Rx pack will provide a get you home function, for as long as you have reserve voltage in the main pack.. you could always use the rudders to paddle it home if all else fails.
I have been asked many many times if this or that is suitable for 'my model'? I find it handy to know what type of model it is...this is still a mystery, but we do know how big it is, which is a start
Best quotes ever when asked what type of boat it is..
1)" Well you sold it to me!"
2) (personal favourite of all time, ever..) "Its a red one.."
More info always better than less info. Although in this case I think the colour scheme is not going to effect the final performance of the model