jim c.....welcome to MBM as a builder
....all is not lost by any means
River paddlers of this type by original design and build had very little freeboard
Follow the last paragraph by Colin ......accurately & carefully...you may need to invest in an el-chepo set of digital scales....
"
As a first step I would suggest that you float the empty hull and add weight to bring it down to the correct waterline. This will give you your max payload. Then weigh all the superstructure and other bits that need to go on the model including the motor. The difference is what you have available for battery and radio etc. This will give you an indication of how bad the problem is"
eg.,......6.?? kg is not near enough by eye on one of those old kitchen or bathroom scales.......use all of the second decimal point....that weight was actually 6.277 kg............these amounts will add up surprisingly quickly
The beauty of this approach will also confirm [not guess] the allowable weight of assemblies other than the hull, but also confirm any increased depth of hull required
Here is my example.......I guessed about 6 kg from the bathroom scales
.....the cheap digital proved me wrong by 277 gms.......the weight of every component is very important here
Good luck......let us know how you get on
Derek