Hi Kusuchi,
Just to point a couple of things out to you-
1-
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Any spilled gas will sink to the bottom of the hull, providing opportunity for spontaneous combustion of the most undesirable kind.
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You are correct in saying the gas willl collect at the bottom of the boat- this is the Butane component of 70/30 gas- propane, being lighter than air evaporates- this is good as Butane is far less calorific than Propane and is less likely to explode.
2- SPONTANEOUS combustion WILL NOT occur!!! Gas, sat by itself at the bottom of the boat is the safest thing in the world, until IGNITION of some sort is added- be it the piezo ignition for the boiler, the burner flame itself or a spark from any electrical components. For butane to be explosive it needs to have a ratio of gas to air of 3-13%- this is quite a concentration of gas, and very unlikely to build upto that level purely by filling the gas tank- 3% and below it flashes off VERY quickly with little heat given out (just singed eyebrows and a wounded ego

). Above 13% and it will burn inneficiently- ie. with a yellow flame and smoke, but still intense heat.
3- The safest way of filling a gas tank IS to remove it from the boat, however IF you can REMOVE all traces of gas from the vessel before any ignition can come into contact- so thats no piezo's bieng sparked, definitely no burner on (though you'd have to be fairly daft to attempt to fill the gas tank while the burner is lit!) and all electrics turned off, and you really can't remove the gas tank, then don't worry about it- just give the boat a thorough 'blowing' through under the floors, or better still, if everything is fixed down securely, tip the boat usidedown.
Hope this has made fairly irrational fears into objective rational ones.
Greg