Can relate to your difficulty with multi meter etc, as I am not a lecky, or brilliant with wiring, as some others are on this forum, but your description does seem to indicate a dead short.
The suggestion to draw up the circuit, is a sensible starting point, as all else is pure guess work/speculation.
There are some really helpful "electrically" capable forum members and a drawing will help them help you.
Not to mention us others, who want to learn and do not want to fall into the same pitfalls.
Don't know if photo of the actual fuse setup may assist or not but you never know.