Model Boat Mayhem

Mess Deck: General Section => Chit-Chat => Topic started by: Martin (Admin) on December 31, 2017, 10:19:41 am

Title: Paypal 'Pre-approved Payments'
Post by: Martin (Admin) on December 31, 2017, 10:19:41 am
 
Just a quick note, without notification I've just paid a company £160 via Paypal!    >:-o

I do use the company that invoice me, (through Paypal), but there must be 'some sort of accounting error' and the company just made up a figure and took it without any sort of notification!    >>:-(


I have now raised a Paypal dispute but I recommend you, like I just have, your Paypal account for "My Pre-approved Payments" (like I just have!) and check to see what's there. I was shocked to see I had 18 accounts that can take payments from my account, 5 with Ebay alone!  :o


Login to you Paypal  >  Settings (gearwheel)  >  Payments  Pre-approved payments  >  Manage Pre-approved payments - here you can Cancel or Unsubscribe any or all payments.


   Rant mode off........ and relax.
Title: Re: Paypal 'Pre-approved Payments'
Post by: TheLongBuild on December 31, 2017, 10:57:31 am
Oooh Did not know about that, Have just cancelled all but eBAY..
Title: Re: Paypal 'Pre-approved Payments'
Post by: Colin Bishop on December 31, 2017, 11:11:21 am
Checked mine too, just EBay as expected.

PayPal can be handy but I use a long spoon.....

Colin
Title: Re: Paypal 'Pre-approved Payments'
Post by: rnli12 on December 31, 2017, 11:28:23 am
Well spotted Martin
Title: Re: Paypal 'Pre-approved Payments'
Post by: verithingeoff on December 31, 2017, 11:44:28 am
Thanks for the tip Martin(http://verithingeoff.com/VW%20Images/aussie-emoticon1%20copy.gif)
Title: Re: Paypal 'Pre-approved Payments'
Post by: jaymac on December 31, 2017, 12:50:11 pm
Yeah but you must have setup a pre paid method First?
Title: Re: Paypal 'Pre-approved Payments'
Post by: ChrisF on December 31, 2017, 12:50:56 pm
Yes, thanks for the heads up Martin. Just checked mine and as well as Ebay had one for Google which I've now cancelled.

I hate things like that, especially automatically renewing insurance when they think they are doing you a favour! More like an opportunity for them to rip us off.  >>:-(

Chris
Title: Re: Paypal 'Pre-approved Payments'
Post by: Martin (Admin) on December 31, 2017, 01:17:37 pm
Yeah but you must have setup a pre paid method First?

Yes but most are like Google ( etc.) T&C's ... 'Accept or you can't have it'!
Title: Re: Paypal 'Pre-approved Payments'
Post by: TheLongBuild on December 31, 2017, 04:48:25 pm

Yeah but you must have setup a pre paid method First?


Nope.
Title: Re: Paypal 'Pre-approved Payments'
Post by: Neil on December 31, 2017, 05:28:23 pm
I found one for Match.com.................wouldn't have minded but I never found a match lol. :kiss: :(( <:(
Title: Re: Paypal 'Pre-approved Payments'
Post by: Umi_Ryuzuki on December 31, 2017, 05:38:50 pm
Good alert Martin, Thank you.
Found one that was four years old, no activity since, but I didn't know it was there.

 :-))
Title: Re: Paypal 'Pre-approved Payments'
Post by: timbo on December 31, 2017, 06:45:25 pm
 :-))
Thanks for the heads up just been looking at mine, two on there that needed sorting  ok2
Title: Re: Paypal 'Pre-approved Payments'
Post by: jaymac on December 31, 2017, 07:21:21 pm

Nope.


 Agree Not directly with pay pal but you have to set one up with some company the trouble is if you don't look at your  P/P account  you don't know its there and if you cancel with the company if  they No tell paypal so it stays active and perhaps  ''There be Dragons''
Title: Re: Paypal 'Pre-approved Payments'
Post by: Peter Fitness on December 31, 2017, 09:51:48 pm
Thanks for the tip Martin :-))  I checked but all was as expected so no harm done.


Peter.
Title: Re: Paypal 'Pre-approved Payments'
Post by: kinmel on December 31, 2017, 10:50:10 pm
I have just deleted 6 that I no longer use, including Ebay sellers fees.

Mind you that was limited to £165,000 per month.
Title: Re: Paypal 'Pre-approved Payments'
Post by: Martin (Admin) on January 09, 2018, 03:12:09 am
 
Finally got my refund today.... no apology.  >:-o
Title: Re: Paypal 'Pre-approved Payments'
Post by: dougal99 on January 09, 2018, 12:55:16 pm
I bet you can't wait for open banking Martin  {-) {-) {-) {-) {-)
Title: Re: Paypal 'Pre-approved Payments'
Post by: RAAArtyGunner on January 10, 2018, 01:20:34 am
Rule of thumb.

Never ever set up or approve direct debiting to any of your accounts or any periodical payments no matter how 'reputable' the recipient is.

Murphy always wins and it costs far more to undo the damage than to pay as you 'buy'.

Your eager to please lending institution, will approve debiting your account as the precedent already exists and when you try to get your cash back, how did the 'merchant' get your account details if you didn't disclose them.
Title: Re: Paypal 'Pre-approved Payments'
Post by: RAAArtyGunner on January 10, 2018, 01:22:27 am
I bet you can't wait for open banking Martin  {-) {-) {-) {-) {-)

Or cashless banking  <*< <*< <*<
Title: Re: Paypal 'Pre-approved Payments'
Post by: Martin (Admin) on January 10, 2018, 02:15:18 am
 
Some on-line services don't give you a choice and most frustratingly bury it deep in the 'fine print'.

Insidious marketing, made famous by car insurance shysters and gym memberships! 


Ah well, I know now! Need to check my Bank Statements now.....  {:-{


Rule of thumb.

Never ever set up or approve direct debiting to any of your accounts or any periodical payments no matter how 'reputable' the recipient is.

Murphy always wins and it costs far more to undo the damage than to pay as you 'buy'.

Your eager to please lending institution, will approve debiting your account as the precedent already exists and when you try to get your cash back, how did the 'merchant' get your account details if you didn't disclose them.
Title: Re: Paypal 'Pre-approved Payments'
Post by: jaymac on January 10, 2018, 05:35:53 am
The biggest Con is interest free payments