You know as well as i do ...no account of the ordeal other than accidental coverage by the insurance broker ..unless.. now that some blame as been laid , the families of the lost and living file a class action law suit ...
I have seen similar situation's, often, its harder on the families to pursue legalities than it is to lick the wounds and carry on ....I mean its bad enough and traumatising...
I have also seen the other side ,where some vindication is gained, that a company was taken to task for negligence\diligence in the name of a loved one ..and on paper ,in documentation ..blame laid and restitution made ...
It really all depends on that individuals family what they see as sufficent ..some maybe satisfied with the fine's other's may want more servere punishment..