Thanks again Mankster - all becomes clear now. By these calculations I think I will have a lift capacity of 4kg, leaving an extra 1,2 kg for trim.
These pics show the conduit installed to allow wiring to run for/aft....looks a bit messy, but all this will be hidden from view!
The second shows the forward watertight bulkhead dry fitted. This is made from 6mm marine ply - why? cos i had some! Also, I reckon that some extra stiffness at this point will be useful, also, if/when she gets knocked whilst loading, this is a prime target.
Ian