There are No Grey area,s If I decide to take a holiday in any of the Alpine resorts,wether it be in Germany,France,Italy,or Austria, and whilst there i decide to do an extreme sport,the simple fact is,In these countries I must have Insurance,The system works for these countries,so why can,t it work for us,
Its the same when I go on holiday,there is certain criteria that have to be adhered to,My wife and I don,t fly,we drive everywhere, and before we set off on any continental driving holiday we make sure we know what requirements are needed for each country that we visit,For the past 15 years we make our base in Germany,there its mandatory to have a Warning trangle,first aid kit,spare fuel,spare light bulbs,travel insurance,say for instance we have a puncture in Germany,and I don,t have a warning triangle..its an on the spot fine,
On one occasion approx 5 years ago I was in Switzerland when it was a really hot summer,average temp over 35deg c, and i was staying in a hostel in Grundewald, when i became unwell,..heat exhaustion as it turned out,i went o the local health centre and on showing my Health Card i was treated,FOC,
whilst i was there two guys were brought,they had been climbing, one with a broken wrist and the other with a broken ankle.,
they too were from the UK,the got basic treatment FOC but were told they,d have to pay to have,an x-ray,have the bones set,and casts fitted and that they should claim on there travel insurance,on their return to UK, one said he did,nt have insurance,He was told,"that is not our problem,you will have to pay,if you have no money you will need to contact the British Consulate,to get a surety,
Yet here we read in the paper every winter about people getting lost,or injured in the Highlands when they have been inadequetly dressed i.e.trainers on, no waterproofs no compass,etc etc,and they can end up costing our rescue services thousands of pounds,
But having said about driving in Germany,there is one Service that is free in Germany,free if you are not a German,and that is calling for the assistance,of the ADAC,the German AA,if you brake down and are at a service station or rest stop,you can phone ADAC and they will respond even although you are not a member,and if they can fix your car/motorcycle and get you on your way,its FOC,..I wonder if our AA.or RAC would do the same for a forieign national???
Wullie