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[Yogibear]

Does anyone have insurance that covers there boat for accidental damage , total loss ???

I only ask because my friend crashed his DJI Inspire into a tree this evening , then when the battery reached critical level the landing gear extended loosening from said tree where it landed in a fast moving river.

I know its not a boat but I've got one of these drones as well and have public liability insurance but would really like to have some insurance to cover its replacement £2500 replacement value, hes talking about not going on holiday next year as he needs to replace it for his work.

[thething84]

i would have thought if its for his work it would be covered under his company insurance.

[Yogibear]

No unfourtunatly not, he has yet to get his licence and as such can't legally do any comercial work. I have suggested he tries to claim under his home insurace or his other business insurance.

[tigertiger]

With my old home insurance, items about a certain value had to be listed separately and then extra cover was provided under the policy. However, some items could not be covered. I suggest contacting the insurer in the first instance.
I have just googled 'drone insurance UK' and there appears to be several insurers, and several discussion boards.

[TomHugill]

Sounds harsh but if you need something for work (where I assume it would be covered) don't use it for play, or in this case if you might need it for work in future don't use it in a situation where it can be lost and is not covered.


I doubt house insurance would cover it as the single item limit is usually around a grand (least mine always has been) .

[Yogibear]

It's a bit of a catch 22 situation, to get his licence he needs flight hours but until he has his licence he can't be doing it commercially.

I certainly wouldn't have put my drone into that situation but then I have 15 years RC experience.

Spent an hour this afternoon walking up and down the river trying to see if it had washed up somewhere.