Roger what size xd cards have you got , the reason for this is that I too have a fuji camera and have just renewed it for a e900 compact Fuji because of the xd cards but,,,,,,,,,,,,,,,,,,,,,,, most of my cards where about 128 mb cost about £ 2 29+vat and a 2 gb at about £21 its not worth limiting your choice ,because some of the other card formats are a lot cheaper even Sony are cheap if you look about . I know its hard to think If like me you paid a fortune for cards if you put a 128 or 256 in a 9mb camera you only get about 15 or 30 shots ( i don't know about anyone else but mine is always set to max) because you cannot go back and take that good one again. another thing to think about is some new compacts take screw on lenses ,mine came with a long telephoto and a very wide one that you can add on when req and it still fits in the missus bag.
Peter