Model Boat Mayhem

Please login or register.

Login with username, password and session length.
Pages: 1 ... 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 [21] 22 23 24   Go Down

Author Topic: Retirement  (Read 39483 times)

frazer heslop

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 221
  • Location: Durham
Re: Retirement
« Reply #500 on: February 12, 2020, 10:45:06 PM »

Never became an engineer with capital E was just the guy who fixed it when they went home
Spent too long in a job I hated working with people I disliked but now I can please myself so everyday is a party day and I can visit places when the working classes are doing there penance :-)) Life is sweet[size=78%] [/size]
keep well and happy
Logged

derekwarner

  • Full Mayhemer
  • *****
  • Online Online
  • Posts: 8,267
  • Location: Wollongong Australia
Re: Retirement
« Reply #501 on: February 12, 2020, 10:57:02 PM »


Imagine the retired Engineers and Shipwrights on this sewage sludge steam engined vessel...... [or a sh*t tanker]


According to the WEB site, one of her treated sewage tanks has been converted to a Shipwrights workshop  :-X




I am sure quite a number of Consultant Sanitary Engineers were engaged in her new transport role :embarrassed:

SS Shieldhall

https://en.wikipedia.org/wiki/SS_Shieldhall
Logged
Derek Warner

Honorary Secretary [Retired]
Illawarra Live Steamers Co-op
Australia
www.ils.org.au

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #502 on: February 13, 2020, 07:03:24 PM »

Retirement is going great  :-))
My step son is a manager for Kier and he's swayed me to buy shares as the price is down to nearly £1
He has insight into the true stability of Kier.
I've never had shares in anything but the AA  {-)
So I've had to google!
Now have an online account with Hargreaves Lansdown and an order to buy 900 shares if they hit £1
Currently about 105
These are sure to recover over time as they've been at £10 and the business is good and just overcoming some setbacks

Quite a while since we took our first step into shares and the price has been up and down like a yoyo.
I have bought and sold and bought more back and sold etc until today where I've sold all stock for a £3700 profit.
Now the price will either continue to rise to spite me or it will bob along but hopefully drop again considerably at which point I'll buy back more shares for the same money.
Only a 10p drop will gain me another 1000 shares etc.

So just now I'm in the no risk zone of all cash.


Things I've learned
Transaction fee of £11.95 buy or sell, cheaper if you make frequent deals.
Stamp duty! 0.5% charge on all purchases
Selling no tax just transaction fee.
Capital gains. first £12,000 profit tax free, if you make more you can offset with your costs against tax.
To secure your gains you need to pick a point at which to sell, this locks in that gain.
When the price drops use your gains to buy back more shares at the lower price.


That cruise is on the cards for free  O0


Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #503 on: February 13, 2020, 07:56:50 PM »

Now planning our fourth trip to London in the Motorhome this May after the marathon. No Iím not competing  {-)
Staying at Abbey Wood site again, last year was Crystal Palace.
Transport around London is fantastic and cheap if you understand it and by the end of the trip you just about do  {-)  even if too late


Weíre just looking at the river roamer Thames clipper
Pretty much use it all day for £17.80 if booked online.
This does 23 piers along the Thames hop on hop off. I could easy spend a couple of days doing that with a packed lunch  :-)
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #504 on: February 13, 2020, 11:01:57 PM »

I meant to mention again REVOLUT On VISA
The pre pay card for currency exchange that gives you the live! interbank rate
Not the high street crap
Today trading at over 1:20


Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

derekwarner

  • Full Mayhemer
  • *****
  • Online Online
  • Posts: 8,267
  • Location: Wollongong Australia
Re: Retirement
« Reply #505 on: February 14, 2020, 01:04:43 AM »

Government Rip-Off?.........


In OZ, we have State Controlled 'Working with Children' security checks and registration........


I understood and accepted the need for such checks...[considering the reports of charges for inappropriate behaviour bought against the few]


So 4 years ago, I applied & was granted my WWCC registration after just a few hours...then provided my WWCC number to our Live Steamers Group, as sometimes 100's of children congregate during our monthly Public Running days etc 


In January just gone, the wonderful people at the NSW Government Department for WWCC sent an e-mail reminding me my registration required renewal, and that as a volunteer ...ZERO $ cost applies......Easy....just apply online %)


1st stumbling block.......need a certified copy of my Full Birth Certificate .......[Official Extract of Birth Certificate not acceptable]


Well I spoke with a person from the Wonderful Help Line and explained that our Australian Department of Defence needed my then 35 year old Full Birth Certificate  some 35 years ago, however which was never returned...


So I offered a Registered Extract of my Birth Certificate and a copy of my archived Australian Government Service Number Card, no........the NSW government computers don't talk with the Commonwealth Government computers


A scanned copy of my Commonwealth Medicare Card, NSW Drivers Licence, Commonwealth Pensioners Concession Card and a Gas Utility Bill were all acceptable........[interestingly 2 of these Cards are Commonwealth and all or these people knew my date of birth & name O0 ].....but No!.......

I must pay $60.00 AUD  <*<   [+0.4% Card surcharge] for a new copy of my Full Birth Certificate to confirm to the WWCC people that I am the same person that I was not only 4 years ago, but also 70+ years ago

Derek

Logged
Derek Warner

Honorary Secretary [Retired]
Illawarra Live Steamers Co-op
Australia
www.ils.org.au

frazer heslop

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 221
  • Location: Durham
Re: Retirement
« Reply #506 on: February 14, 2020, 01:21:01 PM »

Its not just an Australian thing Derek
                                                     Recently tried to set up a personnel online tax account been an honest citizen ???? we ll after many texts from them I thought this is going well that was until they did a credit check .No credit history no online account . I have never had credit just dont believe in it.
Guess I will have to keep my illgotten gains  until the bailiffs arrive ;D
Logged

Baldrick

  • Full Mayhemer
  • *****
  • Online Online
  • Posts: 798
  • Model Boat Mayhem is Great!
  • Location: Nether Effingham (Perfideous Albion)
Re: Retirement
« Reply #507 on: February 14, 2020, 02:06:42 PM »

   Now that it is fairly certain that the Old Grotts TV free license is being knocked on the head we will wait for the demand letter to arrive from the BBC (British Broadcarping Castration) demanding payment.  Now, as the current free licence is in the wife name, if I refuse to pay will the heavies call and take her into custody ? <*<
Logged
The early bird catches the worm.
But it is the second mouse that gets the cheese.

frazer heslop

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 221
  • Location: Durham
Re: Retirement
« Reply #508 on: February 14, 2020, 06:24:02 PM »


We can all dream
Logged

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #509 on: February 16, 2020, 05:34:08 PM »

Earlier in my post about shares I alluded to the fact that the shares I sold might continue to rise in value to spite me. Well indeed they did and at close on Friday were nearly 15p more which if you had a crystal ball would be great and netted another £1600.
Will be interesting to see what happens tomorrow but from past form they should start falling otherwise I have missed the boat.
Either way after recalculation of spending and return I made £4250 since the end of June

I will watch daily for a suitable buy back price but this time not all at once as I learned that is not a good move as they often continue to fall in price
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #510 on: March 04, 2020, 06:55:23 PM »

Price is falling again and will buy at 90p  O0


I just topped my car diesel up today at ASDA for £118.7 . £35 she took and that's my first fill this year  :}
Shows how things change when no work to go to
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

frazer heslop

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 221
  • Location: Durham
Re: Retirement
« Reply #511 on: March 04, 2020, 07:54:17 PM »

Thats a bit pricey  :o
Logged

warspite

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 1,958
Re: Retirement
« Reply #512 on: March 05, 2020, 10:39:41 AM »

£118 is that with shopping as well
Logged
Operational - 1/72 LCMIII, 1/180 Royal Sovereign
Non Operational - 1/72 Corvette, 1/72 E-Boat, 1/72 vosper mtb
incomplete, HMS Victory, tug, cardboard castle class convert, got the new job, looking again though

grendel

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 1,757
  • Location: Canterbury, Kent, UK
Re: Retirement
« Reply #513 on: March 05, 2020, 12:31:22 PM »

£118 a litre, he must have been filling up with hand sanitiser
Logged

warspite

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 1,958
Re: Retirement
« Reply #514 on: March 05, 2020, 12:49:46 PM »

And if this was in the Jokes area I would put -


And the POINT being  %)  (bad play on words I know)
Logged
Operational - 1/72 LCMIII, 1/180 Royal Sovereign
Non Operational - 1/72 Corvette, 1/72 E-Boat, 1/72 vosper mtb
incomplete, HMS Victory, tug, cardboard castle class convert, got the new job, looking again though

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #515 on: March 05, 2020, 02:34:05 PM »

Fuel is priced in pence per litre regardless of the £ sign  :-))
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

malcolmfrary

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 5,652
  • Location: Blackpool, Lancs, UK
Re: Retirement
« Reply #516 on: March 06, 2020, 08:52:15 AM »

Perhaps it was £1.18.7
Or 118.7P?
Logged
"With the right tool, you can break anything" - Garfield

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #517 on: March 06, 2020, 09:23:21 AM »

Yes that does it thanks  :-))
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #518 on: March 10, 2020, 06:43:16 PM »

Iím thinking Iím glad we havenít booked that cruise yet
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #519 on: March 14, 2020, 06:38:37 PM »

I have to confess that we have not ventured to the cinema at all recently. We know that the one we go to has a pretty ferocious ventilation system that requires us to be very substantially clothed to stay warm. We deem the risk of contamination (Covid19) to be too great.


The euro got very strong against the £ on Friday and the pound may yet deteriorate further.


I did reinvest in Kier shares last week at £1 after which they rose to £1.20 but I'm keeping these for longer term as the order books for contracts are very full and company restructuring has removed a lot of debt so the future is much brighter. These share could hit 90P on Monday or less so I have an order pending to buy more if 90p or less pans out.
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

DaveM

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 576
  • Why on earth do I do this?
  • Location: Nottingham
Re: Retirement
« Reply #520 on: March 17, 2020, 01:45:10 PM »

Changing the subject a little, this pensioner has received the new Council Tax bill for 2020/21 from Gedling Borough Council. It's gone up by 3.9%. The rate for my Band F bungalow in semi-rural Notts is a fraction shy of three grand. If it were to be moved to The City of Westminster it would be just over 1/3 of this. Read this and weep - unless you live in Park Lane! https://www.kfh.co.uk/south-west-london-and-surrey/westminster-london-borough/council-tax
Dave M
Logged

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #521 on: March 17, 2020, 01:54:54 PM »

Same old sheriff eh  :embarrassed:
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one

DaveM

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 576
  • Why on earth do I do this?
  • Location: Nottingham
Re: Retirement
« Reply #522 on: March 17, 2020, 02:04:29 PM »

Same old sheriff eh  :embarrassed:
Yep... The rates in the City of Nottingham are higher than out here - but not quite as high as Leeds.

Come back, Mr Hood - your peasants need you.
DM
Logged

justboatonic

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 1,414
  • Location: Thornton Cleveleys
Re: Retirement
« Reply #523 on: March 17, 2020, 03:35:26 PM »

Changing the subject a little, this pensioner has received the new Council Tax bill for 2020/21 from Gedling Borough Council. It's gone up by 3.9%. The rate for my Band F bungalow in semi-rural Notts is a fraction shy of three grand. If it were to be moved to The City of Westminster it would be just over 1/3 of this. Read this and weep - unless you live in Park Lane! https://www.kfh.co.uk/south-west-london-and-surrey/westminster-london-borough/council-tax
Dave M
When my CT bill thudded through the letter box last year, I got onto the council to pay by 12 installments rather than the 10. OK, you dont get the 2 months 'free' but divided by 12 instead of 10 made a hefty difference.
Logged

Taranis

  • Full Mayhemer
  • *****
  • Offline Offline
  • Posts: 2,958
  • Kirklees MBC/ Balne Moor MBC
  • Location: Yorkshire
Re: Retirement
« Reply #524 on: March 22, 2020, 08:41:18 AM »

Having more time at home I've become an avid watcher of DMAX channel 150 on Freesat.
Some programs are absolute rubbish especially the Brown family in Alaska who are like the beverly hillbillies  {-)  Alaskan bush people.

Alaska last frontier with the Kilchers is very entertaining

Surprisingly I'm watching the car programs too and actually find some of their builds from wrecks amazing. Fast N Loud is my favourite of several.
http://www.dvber.co.uk/DMAX


Amazon prime video has loads of series that become quite addictive and the wife watched 8 seasons of HOUSE starring Hugh Laurie

Considering Netflix also eventually.
Logged
ANDY .. I don't do lights!
Lobster boat
Portgarth
Every day above ground is a good one
Pages: 1 ... 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 [21] 22 23 24   Go Up