Topic: Retirement (Read 231428 times)

Mark T · « **Reply #300 on:** May 02, 2019, 06:00:54 pm »

Here’s a link

http://www.cpsubway.org.uk/[/font]

Taranis · « **Reply #301 on:** May 02, 2019, 06:11:49 pm »

Walked passed it twice today Mark
Currently closed and lots of work going on

We did nearly 14k on foot today. I never cease to be amazed at London transport.
We returned from London centre today via two tubes and one overground rail using tube guide App and Oyster card for only £2.80

Crystal Palace museum is only open Sunday and there is a guided tour at 12 this weekend

Colin Bishop · « **Reply #302 on:** May 02, 2019, 06:14:50 pm »

Well done for that! London can be really hard on the feet.Colin

Taranis · « **Reply #303 on:** May 02, 2019, 06:17:29 pm »

Quote from: Colin Bishop on May 02, 2019, 06:14:50 pm

Well done for that! London can be really hard on the feet.Colin

Don’t go in Harrods

it’s a maze and designed to keep you in

Took ages to find the toilets even with help

Only spent a penny

Taranis · « **Reply #304 on:** May 02, 2019, 06:41:01 pm »

The conversion of Battesea Power station is an immense undertaking. One of the biggest construction projects I've seen in my lifetime. This picture only captures a small part of what is going on.

Taranis · « **Reply #305 on:** May 09, 2019, 06:01:48 pm »

Last Sunday we did a guided tour of the site of Crystal Palace £5 each and worth every penny

Here I have found a good record of the history. So sad that it all ended.
http://www.arthurlloyd.co.uk/CrystalPalace.htm

Colin Bishop · « **Reply #306 on:** May 09, 2019, 06:24:57 pm »

My Mother used to tell us how she watched it burn down from miles away when she was a girl.
Colin

Taranis · « **Reply #307 on:** May 09, 2019, 09:59:43 pm »

There used to be an on site fire station but they closed it.
When the watchmen discovered smoke nearly two hours passed before they called the fire brigade by which time it was too late as the boiler room exploded. All the floors were wood and it was full of thousands of deck chairs

Taranis · « **Reply #308 on:** May 09, 2019, 10:00:48 pm »

Tonight after our holiday break we did our second indoor climbing course and now qualified to top rope climb unsupervised

As a concession member I can now climb for only £7 per visit

Taranis · « **Reply #309 on:** May 22, 2019, 07:58:43 pm »

I didn’t start young enough

https://www.facebook.com/442668942581631/posts/1240305709484613?s=508612592&sfns=mo

Taranis · « **Reply #310 on:** May 22, 2019, 08:35:16 pm »

Nene Valley railway today. £16 adult day ticket reduced to £12 for Caravan club members. Reduced a further £2 to a tenner for old farts

https://www.facebook.com/Techno100/videos/10157100750602593/

Taranis · « **Reply #311 on:** May 23, 2019, 06:08:49 pm »

I don’t think I’ve broached this before? But
Caravan club members are entitled to a fuel card for Esso stations
Diesel so far has never been more than a penny per litre more than Asda and sometimes cheaper.
The scheme is operated by Pump King who set the weekly price by text message every Friday
After many years of using supermarket fuel I have found I am getting better mpg from Esso diesel too

It’s very rewarding stopping at a motorway Esso that charges upwards of £1.50 to have a price cap more like £1.30

Plastic - RIP · « **Reply #312 on:** May 23, 2019, 07:17:12 pm »

Had a nice trip to the Isle of Wight today - flew out of Denham and landed in The Fighting Cocks pub garden near the zoo. Had a great lunch and then flew around the island, out over the Needles and then back to Portmouth and on to Denham. It's been a beautiful day and got a bit sunburnt from sitting in the pub garden.

Taranis · « **Reply #313 on:** May 23, 2019, 07:19:55 pm »

Sounds great
Yes we just sat in the Sun all day today and recharged all our batteries for tomorrow

Colin Bishop · « **Reply #314 on:** May 23, 2019, 07:35:36 pm »

I'd love to see the Island from a chopper.
Colin

Plastic - RIP · « **Reply #315 on:** May 23, 2019, 07:41:36 pm »

From certain angles, you can see almost the whole island in one go from about 1200' up. I must say how unsafe I felt flying over water. Really concerned about all the moving parts keeping going.

raflaunches · « **Reply #316 on:** May 23, 2019, 07:47:24 pm »

Quote from: plastic on May 23, 2019, 07:41:36 pm

From certain angles, you can see almost the whole island in one go from about 1200' up. I must say how unsafe I felt flying over water. Really concerned about all the moving parts keeping going.

You should try flying to the Falklands! Especially on the return trip knowing the aircraft you’ve just serviced the night before- which is awful because you know what’s wrong with it!

Taranis · « **Reply #317 on:** May 23, 2019, 07:49:20 pm »

I had my first ten flights without ever knowing what landing felt like

Even got dropped in a tide pool after dark near Altcar

Colin Bishop · « **Reply #318 on:** May 23, 2019, 07:56:22 pm »

Quote

From certain angles, you can see almost the whole island in one go from about 1200' up. I must say how unsafe I felt flying over water. Really concerned about all the moving parts keeping going.

I felt a bit like that flying over the Grand Canyon back in 2001.

Colin

Plastic - RIP · « **Reply #319 on:** May 23, 2019, 07:59:43 pm »

I'm not sure I'd like to fly in the Grand Canyon - it's going to be a tough landing if anything goes wrong.

Taranis · « **Reply #320 on:** May 26, 2019, 08:39:59 pm »

Arrived home today to a long awaited windfall from HMRC
3 yrs ago I drew my tax free personal allowance from my small pension pot and they failed to deduct tax.
Totally out of the blue Royal London sent me a letter saying they had reviewed this and paid tax out of their own pocket on my behalf and sent a new revised P60 to inland revenue.
I had to do a bit of phoning and write a letter claiming overpayment relief to HMRC and because they took so long to respond and deal with it I got interest on it too.
Basically my tax for 16/17 was already settled so the money from Royal London was surplus but on top of that they didn't just send 20% but near 32% which I can only think was as an apology? Anyway rock on Tommy! Nice toy fund

Wifey is 60 this year so it will come in handy

derekwarner · « **Reply #321 on:** May 26, 2019, 11:37:45 pm »

A little dissimilar........sometime early in 2014, I transferred a sum of hard earned $ from my Credit Union Savings account to my superannuation Fixed Account

Sometime mid 2015, I received a Bill for our ATO for about $1500 stating that in 2014 I had exceeded my contribution limit by the same sum as transferred in 2014

So just a little unhappy, I commenced communications with my wonderful Superannuation people........

No no, no.....Mr Warner, our records clearly show your transfer was to your Account xxxxxxxxx/T , and that /T means taxable and this is why the ATO have sent you the Bill

So being a good record keeper I went back to my electronic records and found my transfer in early 2014 was actually conducted not by me on my computer but at my Credit union and their print out provided on the day showed the transfer was to Account xxxxxxxxx/V ........./V is Voluntary and non taxable

So when I spoke then e-mailed the not so wonderful Super people sitting back in their Cafe-O Lays ......detail of the Credit union document confirming Account xxxxxxxxx/V ...their initial response was deafeningly silent.....

Second response ...oh.... a computer error?.......but the ATO records are set in stone and cannot be revised......so by this time my e-mails are going a little higher up in the Gold & Glass 28 floor of that Melbourne building overlooking the Yarra river and green Parkland

Some mindless Twit suggested a reversal could be achieved with the ATO, however a Government fine would be imposed against some sort of Tax withheld.......having politely reminded Mr Twit that the transaction glitch was keyed in by Ms Someone of his staff, he thought to reconsider the options

Mr Twit in a later e-mail confirmed his people had effected a reversal with the glitch with the ATO and asked if he could help with anything else .......

Some 2 weeks later, the wonderful people from the ATO posted an envelope......yes an envelope .......no letter, no explanation

...just a Credit Note for the same $1500 and showing amount owed = Zero

.........a much happier Derek

Taranis · « **Reply #322 on:** May 26, 2019, 11:40:33 pm »

Taranis · « **Reply #323 on:** June 26, 2019, 08:07:17 pm »

Retirement is going great

My step son is a manager for Kier and he's swayed me to buy shares as the price is down to nearly £1
He has insight into the true stability of Kier.
I've never had shares in anything but the AA

So I've had to google!
Now have an online account with Hargreaves Lansdown and an order to buy 900 shares if they hit £1
Currently about 105
These are sure to recover over time as they've been at £10 and the business is good and just overcoming some setbacks

Colin Bishop · « **Reply #324 on:** June 26, 2019, 08:19:25 pm »

Good luck with that. I think they were one of the shares that have resulted in Neil Woodford's Equity fund being suspended as they are illiquid if you need to sell.

If you are happy to risk your investment then fine, but otherwise steer clear. Might be OK but might not so be prepared for a loss or gain equally.

I have investments in one of the other Woodford funds. It's a toss up whether to crystallise losses or hold on in the hope of improvements.

All part of the fun really but A: don't invest more than you are prepared to lose and B: Be prepared to ride out the roller coaster of valuations.

It can all come good or you may have made a bad mistake!

Colin

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Author Topic: Retirement (Read 231428 times)